How It Works
A Clear Path to Business Funding
Explore business funding options with experienced, personal guidance—from preparing your application to understanding offers you receive.
- 01
Start With Your Business
Tell us about your business, your revenue and what you need funding for. This short inquiry helps us understand your goals and where to begin.
- 02
Choose How to Continue
Speak with a funding specialist or complete the detailed application online. Have your three most recent months of complete business bank statements ready. We help you organize your information and address questions along the way.
Submit for Provider Review
With the required authorization in place, we submit your application to an identified financing provider. The provider evaluates your business and decides whether to make an offer. We help with follow-up information the provider requests.
- 03
Review Your Offer and Decide
If you receive an offer, we walk through the amount your business would receive, costs, payment or remittance schedule and other important obligations. You decide whether to proceed. Funding follows the provider’s final requirements and agreement.
Getting Started
Start with the short inquiry through Check Your Funding Options. Then choose whether to complete your application or speak with a funding specialist.
- Speak With a Funding Specialist — discuss your business and questions.
- Complete the Application — provide the requested information, sign and upload statements through the application page.
The initial inquiry does not initiate a credit check. Completing or signing the application and uploading statements does not itself transmit anything to a provider. Sharing authorization and actual submission to an identified provider are separate steps; provider credit review requires the signed application to be submitted with the applicable authorization.
Prepare at least the three most recent months of complete business bank statements. Additional months are welcome. One PDF may contain multiple months; three months does not mean three separate files.
Frequently Asked Questions
Check Your Funding OptionsWhat are the starting requirements?
Our starting point is at least one year in business, $25,000 or more in monthly business revenue, and business bank statements available for review. Providers have their own requirements. Meeting these criteria does not guarantee approval.
How much funding can I receive?
The provider determines the amount based on its review of your business and application. Tell us what you need and what it will help you accomplish.
How quickly can I receive funding?
Timing depends on the product, provider review and completion of the required information. Let us know your deadline so we can discuss the process and any timing information the provider supplies.
Will checking my options affect my credit?
Credit-review requirements depend on the provider and application stage. Ask about the applicable process and authorization before proceeding with a credit review.
What documents should I prepare?
Start with your three most recent months of complete business bank statements. The detailed application also requests business and owner information and a signature. Additional documents may be needed.
Can I speak with someone first?
Yes. After the short inquiry, choose “Speak With a Funding Specialist” to discuss your business and questions before completing the detailed application.
Does CashFlow2Go charge an application fee?
CashFlow2Go does not charge an application fee. We receive compensation from financing providers. Provider financing costs and fees are separate and should be reviewed in the written offer and agreement.
Who receives my application?
We obtain the required authorization before sharing application information with an identified financing provider. Completing an inquiry or uploading documents does not by itself mean a provider has received your application.